Using your New CogicCard is easy!   Once Prime Financial receives your application and funds are deposited into your CogicCard account, you can use your card immediately*.  It's just that easy!  When you receive your New CogicCard, the first step to using it is activating it.  You can activate your CogicCard at any ATM machine by doing a balance inquiry or any other allowable transaction by your Card. You can use your Card anywhere... wherever you see the Mastercard Symbol Cogic Conventions Gas Food Hotel Flights ATMs Fast Food Chains Retail Stores Enjoy the freedom of having a CogicCard! You'll be happy you did!   * Methods of deposits have restrictions.  See "Urgent Funding Information" under Cardholder Login.