PFCU Products

Share Savings

Our Savings Account (which is also known as a Share Account) establishes your membership with us. Once you join, you're eligible to apply for other accounts including checking, loans, credit cards and more.

The minimum balance to open a Share Account is $25. There is no monthly service charge, and you'll have convenient access to these funds via ATMs, telephone banking and online banking. Earnings on your Share (Savings) Account are paid to you in the form of dividends.

Savings Account features:

  • An easy way to start saving
  • Pays competitive dividends* monthly on balances of $25 or more
  • Easy access to your money using a Prime Financial ATM Card
  • Receive statements quarterly-and view your statements online with free Online Banking

* Dividends are paid on a plateau basis. When the balance is reached, the rate is paid on the whole amount.

 

CDs or Term Share Certificates

Certificates of Deposit (also known as Term Share Certificates) are available in terms from 60 days to 60 months. Rates are fixed for the term of the investment when the account is opened and are higher than for other deposit accounts. The minimum daily balance on all Term Share Certificates is $500. Dividends are paid on a plateau basis. Penalties may apply for early withdrawal.

 

IRAs

An Individual Retirement Account (IRA) from Prime Financial is the perfect way to build your retirement nest egg. We offer several choices:

IRA Savings Account. Similar to a standard savings account featuring:

  • Earn competitive dividends monthly
  • Enjoy peace of mind knowing your money is insured by the NCUA
  • Receive statements quarterly (or monthly if you have a Checking Account)
  • View your accounts online using Free Online Banking
  • Start with a low $25 minimum opening balance
  • Easily make deposits throughout the year or in one lump sum
  • No monthly fee
  • Traditional, Roth or Coverdell IRA options available

IRA Share Certificates. A Prime Financial IRA Share Certificate locks in a guaranteed rate for a term that you choose. Mini Jumbo and Jumbo IRA Certificates are also available.

  • Get stable, secure returns on your money
  • Earn competitive dividends monthly
  • Enjoy peace of mind knowing your money is insured by the NCUA
  • Receive statements quarterly (or monthly if you have a Checking Account)
  • View your accounts online using Free Online Banking
  • Traditional, Roth or Coverdell IRA options available
  • Make additional deposits during the term of your IRA Certificate